When health insurance costs $2,500 per month, families make tough choices

March 21, 2026
Ken Warner sits with his cat Ostara in his home office in Manchester, Conn. where he writes sci-fi and fantasy novels. Warner and his wife, Parveen Vohra, who is a therapist, buy their insurance on HealthCare.gov.

A self-employed couple already had to dip into retirement savings for health costs. Now, they are skipping vacations and canceling streaming to afford health insurance.

(Image credit: Jarod Lew for NPR)



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