How homeowners are saving on insurance by upgrading their houses against disasters

June 11, 2025
Contractors install a roof in Mobile County, Ala., designed to better withstand hurricanes. Other states are adopting similar programs, offering insurance discounts to encourage disaster preparation.

Home insurance is getting pricier as hurricanes and wildfires get worse. States are trying new incentives, encouraging homeowners to retrofit homes against disasters to get an insurance discount.

(Image credit: Stephan Bisaha/Gulf States Newsroom)



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